Regional Market Executive
Company: Civista Bank
Posted on: August 7, 2022
The Regional Market Executive will direct and coordinate all
lending activities within the specified region of the Bank. Manages
lending and treasury activities to meet Bank goals and objectives.
Instrumental in coordinating activities in region for business
teams including Commercial, Treasury, Private Banking, and Mortgage
Key Accountabilities, Responsibilities and Expectations:
Prepares department scheduling, periodic loan department updates
and periodic reports for management's review.
Manage and oversee commercial lending team and Treasury Management
Officer within specified region of the Bank.
Examines, evaluates, authorizes, or recommends approval of customer
applications for commercial loans and lines of credit. Reviews
periodically for required updated financial information and field
Develops and implements new products; reviews loan pricing/fees and
recommends changes; ensures resolution of department computer
Act as escalation point for various lending issues. Performs
commercial loan activities for personal base of customers; review
key/critical lender loans; presents commercial loans to loan
To independently manage, review and approve own, as well as
subordinates, highly complex business/commercial loan credit
underwriting and loan structures.
To maintain cohesive, highly trained and motivated staff,
sufficient to meet the daily operational needs of the lending
To insure the department meets its goals to maintain delinquency at
or below the established percent of loans outstanding; maintain a
charge-off rate of not more than the established guidelines; to
ensure asset quality of total bank loan portfolio is maintained; to
ensure fees on loans are collected at established minimums.
To ensure that lending operations are in accordance with
established Bank policy and are legally compliant.
Member of Senior Management.
Qualifications, Knowledge, and Skills:
Minimum of ten years of combined credit underwriting, lending,
business development and sales experience.
A college degree in finance, accounting and/or banking or
equivalent work experience in the banking industry.
Completion of Advanced Commercial Lending School, Graduate Banking
School, or Certified Community Lender Certification preferred.
Must have extensive knowledge of commercial lending practices and
Strong knowledge in analyzing business financial statements and
assessing the viability of businesses; must have excellent
communication and PR skills.
Strong computer skills (Word, Excel) and the ability to learn and
use proficiently related lending software programs.
Ability to handle multiple projects with varied deadlines; strong
attention to detail/analytical skills.
Demonstrated proficiency at intermediate level of sales skills and
abilities for developing new business customer relationship.
Above average supervisory experience and delegation skills.
Work involves sitting for long time periods; standing, moving,
hearing, reading, communicating both in person and by
Work involves traveling, via use of own or company vehicle, to
visit branch locations; meet with subordinates; attend
meetings/trainings/seminars, and so forth.
Work involves lifting/moving files of up to 15 lbs.
Work involves being flexible with work hours, overtime/weekend work
may be necessary to complete projects/approve loans.
Pay Transparency Nondiscrimination Provision:
https://www.dol.gov/agencies/ofccp/posters Equal Opportunity
Employer EEOC M/F/D/V
This Position Description is not a complete statement of all duties
and responsibilities comprising this position. Nothing in this job
description restricts management's right to assign or reassign
duties and responsibilities to this position at any time.
Keywords: Civista Bank, Toledo , Regional Market Executive, Accounting, Auditing , Napoleon, Ohio
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